Job Description

We are looking for an experienced Mortgage Loan Originator to join a well-established mortgage lending organization in Tampa, FL. This opportunity is ideal for a motivated MLO who enjoys working directly with borrowers, developing referral relationships, and growing their mortgage business.

Responsibilities

• Originate residential mortgage loans from initial consultation through closing.
• Build and maintain relationships with borrowers, Realtors, and other referral partners.
• Generate new business through networking, referrals, prospecting, and existing relationships.
• Review borrower income, credit, assets, and overall financial information to determine appropriate loan options.
• Guide borrowers through pre-qualification, pre-approval, application, processing, and closing.
• Manage and maintain an active loan pipeline while keeping clients informed of loan status.
• Work closely with processors and underwriters to resolve conditions and keep files moving.
• Recommend suitable mortgage products based on each borrower's financial situation.
• Ensure loan files and documentation meet company and regulatory requirements.

Requirements

• Previous experience as a Mortgage Loan Originator, Mortgage Loan Officer, or Mortgage Banker .
• Strong residential mortgage lending and loan origination experience.
• Active NMLS license and ability to originate in Florida.
• Proven ability to generate business and develop referral relationships.
• Good understanding of credit, income analysis, DTI, loan structure, and underwriting requirements.
• Experience managing a mortgage pipeline from application through closing.
• Strong communication, customer service, and relationship-building skills.
• Ability to work independently while collaborating with processing and underwriting teams.

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